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Agriculture Scientist

Research on crops, farming techniques. Work with ICAR, universities, private sector.

₹4-12 LPAModerate

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All Destinations

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Leh Ladakh - Land of High Passes

Leh Ladakh - Land of High Passes

7-8 Days₹25,000 - ₹50,000

Rishikesh - Yoga Capital

Rishikesh - Yoga Capital

3-4 Days₹5,000 - ₹10,000

Ladakh - Land of High Passes

Ladakh - Land of High Passes

7-8 Days₹20,000 - ₹35,000

Spiti Valley - Cold Desert

Spiti Valley - Cold Desert

7-8 Days₹15,000 - ₹25,000

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Central Govt • Agriculture

Kisan Credit Card (KCC) [4% Interest Loan]

Active Scheme

Last updated: 2026-01-18. Always verify on the official portal before applying.

Central Govt scheme providing crop loans up to ₹5 Lakh (increased in Budget 2025) at subsidized interest. Effective rate 4% on timely repayment.

💰 Benefits

Loan Limit: Increased to ₹5 Lakh (Budget 2025).
Interest: 7% (Base) - 3% (Subvention) = 4% (Net).
Collateral Free: Up to ₹1.60 Lakh.
Validity: 5 Years.

✅ Who Can Apply?

All Farmers (Owner/Tenant).
Sharecroppers.
Animal Husbandry/Fisheries (Limit ₹2 Lakh).

📝 How to Apply?

1Step 1: Apply at any Bank.
2Step 2: Submit Land Records & KCC Form.
3Step 3: Sanction Limit.
4Step 4: Withdrawal via RuPay Card.

Official Website

Visit the government portal to apply or check status.

Go to Official Portal

Questions About Kisan Credit Card (KCC) [4% Interest Loan]

ਤੁਰੰਤ ਜਾਣਕਾਰੀ

Target Group

Farmers, Fisheries/Dairy Farmers

Processing Time

14 Days

Renewal

ਹਾਂ, ਲੋੜੀਂਦਾ

Helpline

ਲੋੜੀਂਦੇ ਦਸਤਾਵੇਜ਼

•Land Records
•Aadhaar Card
•Crop Details
•Photo