Public Provident Fund (PPF) [Tax Free Savings] 2026 - Eligibility & Benefits

Public Provident Fund (PPF) [Tax Free Savings]

सक्रिय योजना

शेवटचे अपडेट: 2026-01-18. अर्ज करण्यापूर्वी नेहमी अधिकृत पोर्टलवर खात्री करा.

A government-backed long-term savings scheme. It is one of the safest investments in India with a 15-year lock-in. The interest earned and the final amount are 100% tax-free. It is ideal for retirement planning and tax saving under Section 80C.

💰 फायदे

Tax Free: Interest and Maturity amount are fully tax-exempt (EEE status).
Tax Saving: Deposit amount up to ₹1.5 Lakh is deductible under Section 80C.
Interest Rate: Currently approx 7.1% (reviewed quarterly).
Safety: 100% Government guarantee on your money.
Loan Facility: Available against your balance from the 3rd year.

✅ कोण अर्ज करू शकते?

Any Indian Citizen can open an account.
Parents can open an account for a Minor.
NRIs cannot open new accounts.
Only one account per person is allowed.

📝 अर्ज कसा करावा?

1Step 1: Visit any Post Office or authorized bank (SBI, HDFC, etc.).
2Step 2: Fill Form-1 and submit with KYC documents.
3Step 3: Deposit a minimum of ₹500 (Cash/Cheque).
4Step 4: Get your Passbook.
5Step 5: You can also open it online via Net Banking if you are an existing bank customer.

अधिकृत वेबसाइट

अर्ज करण्यासाठी किंवा स्थिती तपासण्यासाठी सरकारी पोर्टलला भेट द्या.

अधिकृत पोर्टलवर जा

💰 फायदे

Tax Free: Interest and Maturity amount are fully tax-exempt (EEE status).
Tax Saving: Deposit amount up to ₹1.5 Lakh is deductible under Section 80C.
Interest Rate: Currently approx 7.1% (reviewed quarterly).
Safety: 100% Government guarantee on your money.
Loan Facility: Available against your balance from the 3rd year.

✅ कोण अर्ज करू शकते?

Any Indian Citizen can open an account.
Parents can open an account for a Minor.
NRIs cannot open new accounts.
Only one account per person is allowed.

📝 अर्ज कसा करावा?

1Step 1: Visit any Post Office or authorized bank (SBI, HDFC, etc.).
2Step 2: Fill Form-1 and submit with KYC documents.
3Step 3: Deposit a minimum of ₹500 (Cash/Cheque).
4Step 4: Get your Passbook.
5Step 5: You can also open it online via Net Banking if you are an existing bank customer.

अधिकृत वेबसाइट

अर्ज करण्यासाठी किंवा स्थिती तपासण्यासाठी सरकारी पोर्टलला भेट द्या.

अधिकृत पोर्टलवर जा

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Public Provident Fund (PPF) [Tax Free Savings]

सक्रिय योजना

💰 फायदे

✅ कोण अर्ज करू शकते?

📝 अर्ज कसा करावा?

अधिकृत वेबसाइट

संबंधित प्रश्न Public Provident Fund (PPF) [Tax Free Savings]

What is the lock-in period for a Public Provident Fund (PPF) account?

Is the interest earned on PPF taxable?

What is the minimum and maximum deposit in PPF?

Can I withdraw money from PPF before 15 years?

Can I open a PPF account online?

Public Provident Fund (PPF) [Tax Free Savings]

सक्रिय योजना

💰 फायदे

✅ कोण अर्ज करू शकते?

📝 अर्ज कसा करावा?

अधिकृत वेबसाइट

संबंधित प्रश्न Public Provident Fund (PPF) [Tax Free Savings]

What is the lock-in period for a Public Provident Fund (PPF) account?

Is the interest earned on PPF taxable?

What is the minimum and maximum deposit in PPF?

Can I withdraw money from PPF before 15 years?

Can I open a PPF account online?