PMEGP Scheme [Loan with Subsidy] 2026 - ₹50 Lakh Benefit

PMEGP Scheme [Loan with Subsidy]

सक्रिय योजना

शेवटचे अपडेट: 2026-01-18. अर्ज करण्यापूर्वी नेहमी अधिकृत पोर्टलवर खात्री करा.

A government loan scheme to help you start your own business. It provides loans up to ₹50 Lakh with a subsidy of up to 35%. It is the best scheme for unemployed youth wanting to become entrepreneurs.

💰 फायदे

Loan Amount: Up to ₹50 Lakh (Manufacturing) / ₹20 Lakh (Service).
Subsidy (Rural): 25% (General) to 35% (SC/ST/OBC/Women).
Subsidy (Urban): 15% (General) to 25% (SC/ST/OBC/Women).
Contribution: You only pay 5-10% of the cost; the rest is Bank Loan + Subsidy.

✅ कोण अर्ज करू शकते?

Age: Above 18 years.
Education: At least 8th pass for Manufacturing projects >₹10 Lakh or Service projects >₹5 Lakh.
No income limit.

📝 अर्ज कसा करावा?

1Step 1: Apply online at KVIC PMEGP e-Portal (kviconline.gov.in).
2Step 2: Submit project report and choose your preferred bank.
3Step 3: Application is forwarded to the bank for sanction.
4Step 4: Undergo mandatory EDP training (online/offline).
5Step 5: Subsidy is released to the bank.

अधिकृत वेबसाइट

अर्ज करण्यासाठी किंवा स्थिती तपासण्यासाठी सरकारी पोर्टलला भेट द्या.

अधिकृत पोर्टलवर जा

💰 फायदे

Loan Amount: Up to ₹50 Lakh (Manufacturing) / ₹20 Lakh (Service).
Subsidy (Rural): 25% (General) to 35% (SC/ST/OBC/Women).
Subsidy (Urban): 15% (General) to 25% (SC/ST/OBC/Women).
Contribution: You only pay 5-10% of the cost; the rest is Bank Loan + Subsidy.

✅ कोण अर्ज करू शकते?

Age: Above 18 years.
Education: At least 8th pass for Manufacturing projects >₹10 Lakh or Service projects >₹5 Lakh.
No income limit.

📝 अर्ज कसा करावा?

1Step 1: Apply online at KVIC PMEGP e-Portal (kviconline.gov.in).
2Step 2: Submit project report and choose your preferred bank.
3Step 3: Application is forwarded to the bank for sanction.
4Step 4: Undergo mandatory EDP training (online/offline).
5Step 5: Subsidy is released to the bank.

अधिकृत वेबसाइट

अर्ज करण्यासाठी किंवा स्थिती तपासण्यासाठी सरकारी पोर्टलला भेट द्या.

अधिकृत पोर्टलवर जा

Agriculture Scientist

Leh Ladakh - Land of High Passes

Rishikesh - Yoga Capital

Ladakh - Land of High Passes

Spiti Valley - Cold Desert

Agriculture Scientist

Leh Ladakh - Land of High Passes

Rishikesh - Yoga Capital

Ladakh - Land of High Passes

Spiti Valley - Cold Desert

PMEGP Scheme [Loan with Subsidy]

सक्रिय योजना

💰 फायदे

✅ कोण अर्ज करू शकते?

📝 अर्ज कसा करावा?

अधिकृत वेबसाइट

संबंधित प्रश्न PMEGP Scheme [Loan with Subsidy]

What is the maximum subsidy in PMEGP?

Is collateral required for PMEGP loan?

Is training compulsory?

Can I start a shop under PMEGP?

What is the lock-in period for the subsidy?

PMEGP Scheme [Loan with Subsidy]

सक्रिय योजना

💰 फायदे

✅ कोण अर्ज करू शकते?

📝 अर्ज कसा करावा?

अधिकृत वेबसाइट

संबंधित प्रश्न PMEGP Scheme [Loan with Subsidy]

What is the maximum subsidy in PMEGP?

Is collateral required for PMEGP loan?

Is training compulsory?

Can I start a shop under PMEGP?

What is the lock-in period for the subsidy?