DAY-NRLM (Lakhpati Didi) [Women SHG Loan] 2026 - ₹15,000 Benefit

DAY-NRLM (Lakhpati Didi) [Women SHG Loan]

सक्रिय योजना

शेवटचे अपडेट: 2026-01-18. अर्ज करण्यापूर्वी नेहमी अधिकृत पोर्टलवर खात्री करा.

A massive program to help rural women earn more money. It organizes them into Self Help Groups (SHGs) and gives cheap loans to start businesses. The goal is to make rural women 'Lakhpati Didis' (earning ₹1 Lakh+ per year).

💰 फायदे

Revolving Fund: ₹15,000 given to the group to start internal lending.
Community Investment Fund: Up to ₹2.50 Lakh per SHG.
Big Loans: Collateral-free bank loans up to ₹20 Lakh.
Low Interest: Loans available at 7% interest (Effective 4% if repaid on time).

✅ कोण अर्ज करू शकते?

Women from rural poor households (BPL/SECC).
Must join a Self Help Group (SHG).
Existing SHGs that follow the 'Panchasutra' rules.

📝 अर्ज कसा करावा?

1Step 1: Contact the 'Community Resource Person' (CRP) or Gram Panchayat.
2Step 2: Form a group of 10-20 women and register as an SHG.
3Step 3: Open a bank account for the SHG.
4Step 4: Keep regular meetings and savings for 3-6 months.
5Step 5: Apply for funds and bank loans through the Village Organization.

अधिकृत वेबसाइट

अर्ज करण्यासाठी किंवा स्थिती तपासण्यासाठी सरकारी पोर्टलला भेट द्या.

अधिकृत पोर्टलवर जा

💰 फायदे

Revolving Fund: ₹15,000 given to the group to start internal lending.
Community Investment Fund: Up to ₹2.50 Lakh per SHG.
Big Loans: Collateral-free bank loans up to ₹20 Lakh.
Low Interest: Loans available at 7% interest (Effective 4% if repaid on time).

✅ कोण अर्ज करू शकते?

Women from rural poor households (BPL/SECC).
Must join a Self Help Group (SHG).
Existing SHGs that follow the 'Panchasutra' rules.

📝 अर्ज कसा करावा?

1Step 1: Contact the 'Community Resource Person' (CRP) or Gram Panchayat.
2Step 2: Form a group of 10-20 women and register as an SHG.
3Step 3: Open a bank account for the SHG.
4Step 4: Keep regular meetings and savings for 3-6 months.
5Step 5: Apply for funds and bank loans through the Village Organization.

अधिकृत वेबसाइट

अर्ज करण्यासाठी किंवा स्थिती तपासण्यासाठी सरकारी पोर्टलला भेट द्या.

अधिकृत पोर्टलवर जा

Agriculture Scientist

Leh Ladakh - Land of High Passes

Rishikesh - Yoga Capital

Ladakh - Land of High Passes

Spiti Valley - Cold Desert

Agriculture Scientist

Leh Ladakh - Land of High Passes

Rishikesh - Yoga Capital

Ladakh - Land of High Passes

Spiti Valley - Cold Desert

DAY-NRLM (Lakhpati Didi) [Women SHG Loan]

सक्रिय योजना

💰 फायदे

✅ कोण अर्ज करू शकते?

📝 अर्ज कसा करावा?

अधिकृत वेबसाइट

संबंधित प्रश्न DAY-NRLM (Lakhpati Didi) [Women SHG Loan]

What is Lakhpati Didi?

Do I need land for the loan?

What is Panchasutra?

How much interest do we pay?

Who is a Bank Sakhi?

DAY-NRLM (Lakhpati Didi) [Women SHG Loan]

सक्रिय योजना

💰 फायदे

✅ कोण अर्ज करू शकते?

📝 अर्ज कसा करावा?

अधिकृत वेबसाइट

संबंधित प्रश्न DAY-NRLM (Lakhpati Didi) [Women SHG Loan]

What is Lakhpati Didi?

Do I need land for the loan?

What is Panchasutra?

How much interest do we pay?

Who is a Bank Sakhi?