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Bharat Sarkari Yojanaപദ്ധതി • വളർച്ച • യാത്ര

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Agriculture Scientist

Research on crops, farming techniques. Work with ICAR, universities, private sector.

₹4-12 LPAModerate

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All Destinations

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Leh Ladakh - Land of High Passes

Leh Ladakh - Land of High Passes

7-8 Days₹25,000 - ₹50,000

Rishikesh - Yoga Capital

Rishikesh - Yoga Capital

3-4 Days₹5,000 - ₹10,000

Ladakh - Land of High Passes

Ladakh - Land of High Passes

7-8 Days₹20,000 - ₹35,000

Spiti Valley - Cold Desert

Spiti Valley - Cold Desert

7-8 Days₹15,000 - ₹25,000

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Central Govt • Senior Citizen

Senior Citizen Savings Scheme (SCSS) [8.2% Interest]

Active Scheme

Last updated: 2026-01-18. Always verify on the official portal before applying.

A safe investment scheme for retired seniors offering high interest (approx 8.2%). You can invest up to ₹30 Lakh for 5 years and get quarterly interest payments. It also gives tax benefits.

💰 Benefits

High Interest: ~8.2% per annum.
Regular Income: Interest paid every quarter (April, July, Oct, Jan).
Tax Saving: Deposit qualifies for Section 80C deduction.
High Limit: Maximum investment up to ₹30 Lakh.

✅ Who Can Apply?

Any individual aged 60+.
Retired employees aged 55-60 (investing retirement benefits).
Retired Defense personnel aged 50+.

📝 How to Apply?

1Step 1: Go to any Post Office or authorized Bank.
2Step 2: Fill Form-1.
3Step 3: Submit with Age Proof and Cheque/Cash.
4Step 4: Get your Passbook.

Official Website

Visit the government portal to apply or check status.

Go to Official Portal

Questions About Senior Citizen Savings Scheme (SCSS) [8.2% Interest]

ദ്രുത വിവരങ്ങൾ

Target Group

Senior Citizens (60+), Retired Employees

Processing Time

Immediate

Renewal

ആവശ്യമില്ല

Helpline

ആവശ്യമായ രേഖകൾ

•Aadhaar Card
•PAN Card
•Retirement Proof (if <60)
•Photo

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