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Bharat Sarkari YojanaYojana • Growth • Trip

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Agriculture CareerView All →

Agriculture Scientist

Research on crops, farming techniques. Work with ICAR, universities, private sector.

₹4-12 LPAModerate

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AdventureView All →

Leh Ladakh - Land of High Passes

Leh Ladakh - Land of High Passes

7-8 Days₹25,000 - ₹50,000

Rishikesh - Yoga Capital

Rishikesh - Yoga Capital

3-4 Days₹5,000 - ₹10,000

Ladakh - Land of High Passes

Ladakh - Land of High Passes

7-8 Days₹20,000 - ₹35,000

Spiti Valley - Cold Desert

Spiti Valley - Cold Desert

7-8 Days₹15,000 - ₹25,000

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Central Govt • Business

CEGSSC Scheme [SC Business Loan Guarantee]

Active Scheme

Last updated: 2026-01-18. Always verify on the official portal before applying.

A scheme to help Scheduled Caste (SC) entrepreneurs get big business loans. It provides a government guarantee to banks, so they are not afraid to lend to SC-owned companies. It covers loans from ₹15 Lakh to ₹5 Crore.

💰 Benefits

Loan Guarantee: Covers loans from ₹15 Lakh up to ₹5 Crore.
Risk Cover: 100% guarantee cover for the bank (depending on collateral).
Easier Loans: Helps SC entrepreneurs get loans even with less collateral.
Flexible Use: Can be used for Term Loans or Working Capital.

✅ Who Can Apply?

Companies/Partnerships/Societies owned by SC entrepreneurs.
SC promoters must hold more than 51% shareholding.
SC promoters must have management control.
No default history.

📝 How to Apply?

1Step 1: Approach any Bank with your business proposal.
2Step 2: Submit your SC Caste Certificate and Company Registration.
3Step 3: The bank evaluates the proposal and applies to IFCI Ltd for the guarantee.
4Step 4: Once IFCI approves, the bank sanctions the loan.

Official Website

Visit the government portal to apply or check status.

Go to Official Portal

Questions About CEGSSC Scheme [SC Business Loan Guarantee]

Quick Info

Target Group

SC Entrepreneurs, SC Enterprises

Processing Time

30-60 days

Renewal

Not Required

Helpline

Required Documents

•SC Caste Certificate
•Company Registration Documents
•Detailed Project Report
•KYC of Promoters