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Research on crops, farming techniques. Work with ICAR, universities, private sector.

₹4-12 LPAModerate

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Rishikesh - Yoga Capital

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Ladakh - Land of High Passes

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Spiti Valley - Cold Desert

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Central Govt • Women

SHG Interest Subvention [7% Loan]

Active Scheme

Last updated: 2026-01-18. Always verify on the official portal before applying.

Scheme providing cheap loans to Women Self Help Groups. Loans up to ₹3 Lakh are available at 7% interest, which reduces to 4% on timely repayment.

💰 Benefits

Low Interest: 7% per annum.
Extra Discount: 3% off for timely repayment (Net 4%).
Collateral Free: No guarantee needed for loans up to ₹20 Lakh.

✅ Who Can Apply?

Women SHGs under DAY-NRLM.
SHG must be 'graded' and active (following Panchasutra).
Loan amount up to ₹3 Lakh.

📝 How to Apply?

1Step 1: SHG applies for loan at local bank.
2Step 2: Bank checks SHG grading.
3Step 3: Loan sanctioned.
4Step 4: Subvention credited automatically to loan account.

Official Website

Visit the government portal to apply or check status.

Go to Official Portal

Questions About SHG Interest Subvention [7% Loan]

দ্রুত তথ্য

Target Group

Women SHGs

Processing Time

Bank Cycle

Renewal

হ্যাঁ, প্রয়োজনীয়

Helpline

প্রয়োজনীয় নথিপত্র

•SHG Resolution
•Bank Account